The charge labeled “ERAC Toll” on your credit card is likely related to Enterprise Rent-A-Car (ERAC). It typically indicates a toll charge incurred while using a rental car from Enterprise.

Here’s a detailed explanation:

What is “ERAC Toll”?

  • ERAC stands for Enterprise Rent-A-Car.
  • Toll Charges: When you rent a vehicle from Enterprise and drive through toll roads, the toll charges may be billed to your credit card. This is especially common if you use toll roads with electronic toll systems where there is no option to pay cash.

Why You Might See This Charge:

  1. Toll Roads Usage: You used toll roads during your rental period.
  2. Electronic Toll System: Many toll roads use electronic systems to automatically charge the tolls to the vehicle, which then gets billed to the renter.
  3. Post-Rental Billing: Sometimes toll charges are not immediately processed and may appear on your credit card statement days or weeks after the rental period ends.

How to Verify the Charge:

  1. Check Your Rental Agreement: Review your rental agreement for information on toll charges and fees.
  2. Review Your Itinerary: Consider the routes you took during your rental period to see if they included toll roads.
  3. Contact Enterprise: If you have any doubts or questions about the charge, contact Enterprise Rent-A-Car customer service. Provide them with your rental agreement number and details to get clarification.

Tips for Managing Toll Charges:

  • Prepay Tolls: Some rental companies offer the option to prepay for tolls, which can sometimes be cheaper and more convenient.
  • Toll Pass Options: If you frequently rent cars and use toll roads, consider getting a personal toll pass compatible with the regions you travel to.
  • Avoid Toll Roads: If possible, plan your routes to avoid toll roads and thus avoid these charges.

Conclusion

“ERAC Toll” on your credit card statement is typically a toll charge from Enterprise Rent-A-Car. Reviewing your rental agreement and travel routes can help verify the charge. For further details, contacting Enterprise customer service is the best approach.